Em 28 de julho, the New York Times published an article about the rise of microlending (http://www NULL.nytimes NULL.com/2010/07/29/business/smallbusiness/29sbiz NULL.html?src=me&ref=business). Por anos, microcrédito tem sido considerado um grampo econômica em “em desenvolvimento” países. (Claro, a pergunta seguinte é, o que são países em desenvolvimento em desenvolvimento?) Quando você considerar que o mesmo “ajuste estrutural” (renomeado “Redução da Pobreza e Crescimento (http://www NULL.FMI NULL.org / external / np / EXR / Fatos / PRGF NULL.htm)” mas logo a ser substituído pelo “Facilidade de Crédito Alargado”) imposta pelo Banco Mundial eo Fundo Monetário Internacional na África e países do terceiro mundo é muito provável nos cartões cármicas para os Estados Unidos, o tempo está próximo para as pequenas cidades e comunidades para salvar-se economicamente.

Porquê? Quem mais irá fazê-lo? Cidades dos EUA (http://dinheiro NULL.cnn NULL.com/2010/05/28/news/economy/american_cities_broke NULL.fortuna / index NULL.htm) (Vallejo (http://artigos NULL.Los Angeles Times NULL.com/2010/jul/27/local/la-me-bell-cuts-20100727/3), Sino, e Maywood (http://latimesblogs NULL.Los Angeles Times NULL.com/lanow/2010/06/sheriffs-dept-to-patrol-maywood-while-city-employees-now-face-lay-offs NULL.html) em CA para iniciantes) are going bankrupt and most of the states are very close to going bankrupt (http://www NULL.huffingtonpost NULL.com/2010/06/25/state-budget-crisis-46-st_n_625285 NULL.html). Em uma torção dolorosa, states are passing budget cuts onto city and county governments (http://www NULL.huffingtonpost NULL.com/2010/05/29/states-local-budget-cuts_n_594630 NULL.html). Assim (http://www NULL.google NULL.com/hostednews/ap/article/ALeqM5gPcuKLCFev6Vg7ZRNE7asQid3CtAD9GSG7303)me states have appealed to the federal government for financial help (http://www NULL.google NULL.com/hostednews/ap/article/ALeqM5gPcuKLCFev6Vg7ZRNE7asQid3CtAD9GSG7303) enquanto o country itself may very well be on the road to bankruptcy (http://www NULL.telegraph NULL.co NULL.uk/finance/2943328/US-could-be-going-bankrupt NULL.html). Todo o tempo, the DOD can’t account for $8.7 billion in Iraqi oil funds (http://www NULL.tempo NULL.com/time/world/article/0,8599,2006708,00 NULL.html) e bank bailouts starting in 2009 poderia custar $4 trillion (http://dinheiro NULL.cnn NULL.com/2009/01/27/news/bigger NULL.bailout NULL.fortune/). Obviously that’s a lot more than the initial $700 billion handed over on a silver platter to the banks through a blatant financial coup d’etat in late 2009. While the exact pathways of the money trail may be obscure, many of us viscerally feel the corruption and graft even if we can’t necessarily name names and pinpoint addresses of the thieves.

Had enough of the bleak economic prospects? Você não está sozinho. The local food movement gained momentum because people wanted tastier, more nutritious fresh food but that food was more than mere sustenance for the body. Era comida para a alma. People reconnected with farmers through farmersmarkets and direct purchases on the farms themselves. Through food and a growing sense of extended community discovered through personal connections cultivated with small farmers, folks reconnected with the land itself. If locally grown food is possible, why not localized loans with full transparency? There is no reason in the world why communities should NOT invest in themselves. Why should communities continue to export their wealth into the hands of banks, grandes lojas de caixa, and other corporate and governmental institutions that do not have those communitiesbest interest at heart?

Medo, anxiety, and depression are clouding the minds and hearts of so many Americans but no one can save us except ourselvesnot President Obama or his admininistration, certainly NOT Congress, and forget about the judicial branch of government. Na verdade, desistir de vãs esperanças que qualquer politician can save us from ourselves. With their picadilloes and frailties, our elected officials are just as human as any of the rest of us. Nada, exceto nós mesmos pode nos impedir de desenvolver culturas locais que atendam às necessidades sociais e econômicas humanas sem comprometer ainda mais as oportunidades das gerações futuras e os ecossistemas do planeta. Estamos em um momento em que as pessoas comuns estão sendo chamados para realizar feitos extraordinários. Você vai atender os apelos do seu coração e de consciência ou correr para silenciar tanto?

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